Western Union - Moneygram

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International money transfer agents, such as Western Union and Moneygram,
offer a quick way to send and receive money to/from those back home but
the fees and charges can be expensive. Money can be sent online, over the
phone or at an agent's branch location and must then be collected at a local
branch in the recipients country. But again this method is expensive, particularly
for small sums. For example, to send 496 Polish zloty (equivalent to £93.80)
from the UK would cost about £100, which takes into account the exchange rate
and a £4.99 fee.

The solution is a prepaid credit cards supplier where you can obtain additional
supplementary cards to send to your siblings anywhere in the world where they
are able to access funds via atms that are part of the visa/mastercard network.
This then becomes a simple solution for sending & receiving cash on a card to
card basis, with low charges.