Student Bank Accounts UK
All student accounts offer overdrafts, enabling you to withdraw more
money than
you've put in there, i.e. to borrow it. As this year's average student
is likely to
graduate owing more than £20,000, borrowing cash is almost certainly
necessary;
so the question to ask is ‘how much do I pay to borrow it?' and the
answer depends
on the interest rate. The lower the rate is, the less the debt costs
you.
Student bank accounts comparison table
These main UK banks can provide you with a bank account.
Barclays
Bank
Abbey
National PLC
Halifax
Student Bank
Nat West Student Banking
Co
operative Bank Student Bank Accounts
Bank
Of Scotland
Lloyds
Banking
Prepaid Credit Cards for Students;
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| More
info / Apply |
Prepaid Card |
Max Balance |
Application Fee |
Monthly Fee |
Transaction Fee |
ATM |
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APS Cashplus |
£5,000 |
£9.95 |
0 |
£1.00 |
£2.00 |
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Cashplus is the market leader in
the UK for prepaid cards. With no credit check and guaranteed
acceptance of your application, this card is ideal for infrequent
users. Top up for FREE by bank transfer, standing order, wages
payment or at 14,500 locations including any UK Post Office® branch.
Obtain additional Cards to send money to family members and friends
in UK and overseas.
The cashplus Gold card remains the only prepaid card on the UK
market that automatically provides customers with purchase protection
on goods and services purchased on the card. This is the same
protection enjoyed by credit card customers, enforced under section
75 of the credit consumer act (CCA). The means that you will be
protected in the event of a retailer going bankrupt, or goods
not being received. Get one now! Have
wages/salary paid direct to your card
Withdraw cash from ATM machines world-wide
Option of additional cards for spouse & family members
Card to card cash transfers - visa or mastercard |
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Splash Plastic |
£3,500 |
£5.00 |
0 |
2.5% |
£1.50 |
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Splash Plastic is the UK's first
and original re-loadable Chip & PIN prepaid Maestro® debit
and MasterCard. You must be over 14 yrs of age to obtain this
card (without parental consent) which gives you complete control
over your money and how you spend it - along with the freedom
to buy securely online.
Top up at post offices and Pay-point. Maestro does not have the
same level of acceptance as MasterCard. Splash Plastic’s Maestro
badge means that you are not charged to load funds back onto the
card from gambling and gaming websites. Those with bad credit
and bankrupt individuals are accepted. Check
balances by sms text messages or online
Pay for goods & services online/high st/phone/mail order
No late payment fees or APR interest charges
Guaranteed acceptance of your application |
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Optimum |
£5,000 |
£9.95 |
*Free/£4.95* |
£2.95 |
£1.50 |
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The Optimum Prepaid Pay Monthly
card is for users who are planning to use the card on a regular
basis. *Optimum offers you the chance to choose between Pay as
You Go or a Pay Monthly account at £4.95 where all transactions
are free! Chip and pin mastercard. Free top ups, free online account
facility, free money transfers, extra cards for family and friends.
Those with bad credit and bankrupt individuals are accepted.
No credit check
No bank account required
No proof of income needed
Reload top up at post offices, pay-point, banks |
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Bread |
£3,500 |
£10 |
0 |
2% |
£1.50 |
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The Bread prepaid Maestro card
is a flexible ‘pay-as-you-go’ debit Maestro® card. It can be used
at over 9 million retail outlets worldwide: Reload card for FREE
at over 14,000 Post Offices around the UK. Cashback site, and
you earn money by shopping at over 1000 leading UK online shops
including Currys, Tesco etc. up to 10% cashback at over 900 online
shops. Can be loaded for FREE at Post Offices or by bank transfer.
FREE SMS balance checking service also. Those with bad credit
and bankrupt individuals are accepted. Cheap
way to transfer money abroad
All cards are chip and pin enabled – pay as you go
All cards are personalised with card-holders name
Cant go overdrawn – stay out of debt |
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Card One Banking No Credit Checks |
£5,000 |
£30 |
£12.50 |
0 |
£0.15 |
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A guaranteed basic bank account with No Hidden charges
plus the convenience of a MasterCard. An account manager and secure
internet banking is offered. No bank charges, no overdraft fees.
Employed, Self employed & unemployed all welcome. No credit
check required. Hold up to £5k on your mastercard, and up to £25k
in your billing account. You can’t go overdrawn. Pay in at post
offices or Nat west bank. Get one now! New
to the UK and need a bank account without credit checks?
Use your mastercard online – not linked to any bank account
Obtain extra cards to cover expenses & payments for employees
and business associates.
Those with bad credit and bankrupt individuals are accepted |
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Tuxedo Pre Paid Credit Card |
£3,000 |
£9.95 |
£4.99 |
0 |
30.50 |
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Your Tuxedo eccount and MasterCard® Prepaid Card
Designed to give you maximum visibility and control over your
money, the Tuxedo eccount makes managing your finances easier
than ever. Simply Top-up as you go and enjoy the freedom to spend,
share receive and withdraw money in the UK and worldwide. |
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CCJ’S, defaults, bankrupts and poor credit history applications accepted.
Completed application, Copy ID, Proof of Address and fee, to get your
card
*subject to terms and conditions
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Related searches;
Student Financial
Advice
Student loans
Student
Bankruptcy
Student
Grants
Student
Bank Accounts

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