No Credit Checks Credit Cards

If you have bad debts or a poor credit rating in the UK obtaining credit finance can
be very difficult. Your situation could be down to county court judgements (CCJs)
against your name, for late payment or defaulting on loans, mortgage payments
store and credit card payments etc.

This can leave you in a position where you are unable to obtain a bank account or
credit cards. The solution is a prepaid Mastercard. There is no credit check to obtain
this card which is 100% guaranteed acceptance if you have appropriate ID & proof of
address. You can’t get in to debt with this card as you can only spend the amount of
credit you deposit on the card. Your salary/wages can be paid directly to your card
account for you to spend/pay for all your usual goods and services.

If you require a Mastercard credit card but do not wish to have a credit search
carried out because you are concerned about having too many footprints
against your name, a pay as you go Mastercard with no credit check could be
the ideal solution. If you have a less than perfect credit history, due to defaulting
on a payday loan, overdrawing on your bank account, or other credit facility in
the past you need not worry.

No Credit Needed?

All applications for the prepaid credit card are accepted if you have acceptable
identification and a utility bill. So if you are anxious about your adverse credit
history, or are worried that your background might hinder your chances of
obtaining a credit card, you have come to the right place.

We are sympathetic to your circumstances and understand that there are many
reasons why you may have suffered financial problems in the past. We adopt
a non judgmental and sympathetic attitude to all applications, whatever your
circumstances, even if you currently have no credit cards.

Many people throughout the UK are in similar situations to that of your own and
are also applying for a no credit check prepaid credit card, which helps you keep
a check on your spending, as you can’t go overdrawn on your card account.
The card is available to UK residents and can be used worldwide.

The pay as you go Mastercard is ideal for those who have experienced any of
the following:

• County Court Judgments
• Missed Mortgage Payments or Mortgage Arrears
• Individual Voluntary Arrangement (IVA) or Bankruptcy
* Missed Payments on loans, Credit Cards or Store Cards
* All Other Kinds of Adverse Credit