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What is a prepaid credit card?
 
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Free Money Express Prepaid Card

Money Express Cards are free to all customers, as there is no application fee;
they are protected using CHIP and PIN technology making your card safer than
carrying cash. They can be used wherever you see the MasterCard® acceptance
mark; currently at over 27 million high street stores and ATM’s worldwide so your
cash will always be accessible.

Payroll Function

The Money Express Cards have many functions but one of its most attractive
features is its payroll function; for those people who find it difficult to obtain a
bank account our card is the answer. We do not charge to have your salary or
wage paid on to your card, simply complete the form and hand it to your employer
you need take no further action, we deal directly with your employer to ensure
your wages are not held up and you get paid on time.

Safer On Line Shopping


Because The Money Express Prepaid MasterCard® is not linked to you, you can
shop on line with the knowledge that you, your bank account details and your
address are safe from on line fraudsters.

Sending Cash Abroad

The Money Express Prepaid Card has been created with ease of access and usage
and is especially designed for non UK nationals who share cash with friends and
family on a regular basis. Our Primary Blue cards are free to all customers and
having your wage or salary paid onto the card is also free. You are able to use
our Money in Minutes facility to share cash with friends and family from the comfort
of your own home simply using your mobile phone or one on line transaction.
This process is instantaneous so your friend or family can spend straight away
from the Secondary Yellow card.

Using Your Card Abroad

Because we don’t charge a foreign exchange commission for spending your cash
abroad the Money Express Prepaid Card will be one of the cheapest methods of
spending you cash overseas and, because they’re MasterCard® approved you
can use the cards just about anywhere in the world, an ideal alternative to carrying
local currency or expensive travellers’ cheques.

Budget Help

Unlike a credit card the Money Express Prepaid Card is exactly that, a prepaid card
you top money up on to it and then spend from it, it’s an easy way to manage your
budget, you can get free, instantaneous balance using our text service or manage
your account from our secure account members area.



Advantages
No card purchase or activation fee when you buy the card
Ability to share money to a secondary card
Can be topped up at Barclays Bank over the counter
No foreign exchange transaction fee
       
Disadvantages
Card only valid 2 years
Cannot be used for gambling or games of chance
Top up methods are expensive - only free top up if your wages are apid onto the card
       
Services
Under 18: No Chip & Pin: Yes
SMS Sevices: No Money Share: Yes - Fee: 2.5%
Pay As You Go: No    
       
Costs, Rates & Fees
Card Cost: £0.00 Max Balance: £5,000.00
Monthly Fee: £3.25 Replacement Cost: £10.00
Purchase Fee: £0.40 ATM Fee: £1.25
Purchase Fee (INT): £0.40 ATM Fee (INT): £1.75
Cash Adv Fee (UK): £0.00 Cash Adv Fee (INT): £0.00
FX Fee: £0.00 Renewal Fee: £10.00
prepaid credit cards



For most up to date figures click on money express banner.
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