Guaranteed Credit Cards

Credit card companies will vary the credit amount you will be given for a guaranteed
credit card on the basis of their own internal rules and what they know about you.
So, they'll have their own range of limits and these will be adapted to your own
circumstances (such as your salary and/or credit rating). In general terms, people
with bad credit will be given lower credit limits than people with good credit ratings.
The alternative is to get a prepaid credit card, your application is guaranteed to be
accepted. Apply online on the right hand panel of this page. 100% guaranteed
acceptance/approval of your application, subject to some basic terms & conditions.

Many credit card providers won't give out cards to people with no/bad credit or will
increase their interest rates before you can get a credit card. If you have a poor
credit rating and your card provider rejects your application then this rejection will
be tracked on your credit rating - this can just make a bad financial situation worse
as it will be visible to other card providers if you apply elsewhere. A guaranteed card
provider will give you a credit card irrespective of how bad your credit rating may be
many won't even credit check you at all. So, you're guaranteed to get a credit card
from this kind of provider.

You can also use a guaranteed prepaid credit card as a stepping
stone to rebuild and improve your credit rating. If you manage your use of this kind
of card sensibly, then this will be reflected on your credit rating and you may
ultimately be approved for a standard credit card.