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What is a prepaid credit card?
 
Why would I want a prepaid credit card?
 
What fees/charges are there?
 
Prepaid card uses and benefits
 
Application requirements for prepaid cards
 
Where to buy a prepaid card
 
Where can I use a prepaid card?
 
Can I use prepaid cards abroad?
 
Lost/stolen prepaid cards
 
How to load money on to prepaid cards
 
Is there a top up card limit?
 
Is there a prepaid credit card statement?
 
Minimum age for prepaid card applications
 
How many cards can I have?
 
Which prepaid card is best for me?
 
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Prepaid Credit Cards

Prepaid credit cards are a good method of online payment, this is because the
only money that is at risk is what is loaded onto the card. Prepaid credit cards are
also a very good budgeting tool. It is for this reason that they have become very
popular with parents who want to give their teenagers financial independence
but limit their spending power.

Parents looking for a way to educate their teens to be responsible with their money
find that prepaid cards provide an excellent teaching method because they give
the child the chance to be independent and even purchase goods online, but there is
a strict budget in place. This can be handy for everyday life, or perhaps if a
teenager is going travelling and doesn’t want to carry cash.

Prepaid cards, which can be used all over the world, have also seen a hike in
popularity as families begin to use them on holidays abroad to keep their holiday
spending in check.

Prepaid cards can be used just as a normal credit card, so on holiday, you can use
the card to pay for meals out, activities, petrol for the hire car and to withdraw cash.

They can be topped up at designated retailers like pay point, post offices, online,
in banks, via BACs and then spent in store, online, at cash points and anywhere
in the world with the Mastercard acceptance mark. Wages/Salaries can be paid
direct to the card, and card to card transfers can be made for a small fee.

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