Compare Prepaid Credit Card; Review & Comparison

A Prepaid credit card allow you to have a greater degree of control over your
finances. You benefit from all the advantages of a credit card without the
worry of getting into debt! With a prepaid credit card you prepay
(top up like a mobile phone) on to your personalised mastercard in advance to
make purchases.. Prepaid credit cards allow you the features security and
flexibility of credit cards without the concern about getting in to debt or over-
spending. This prepaid cards is one of the best top ten (10) cards on the market
with a maximum top up amount of £6000.

The prepaid card may be used for all the things a traditional credit card is used
for, including:

• Purchasing groceries and petrol
• As a replacement for travellers cheques or travel cash for a low cost
alternative to paying for goods and services abroad.
• To pay household bills
• Internet shopping including
• Topping up a mobile phone with credit
• Money transfer to friends and family (from card to card) in the UK
or abroad
• Withdrawing cash from an ATMs worldwide

They have particular appeal for;

• Teenagers travelling abroad.
• People who wish to use foreign currency on a holiday
• New to the UK, but cannot yet obtain credit due to not being on the electoral
register and having no credit footprint established in the UK.
• A person who has a bad credit rating or a history of bad debt who cannot
get a traditional credit card.
• Those who don’t want to overspend


Benefits of a Pay as you go credit card

There are numerous benefits to the prepaid mastercard:
• Guaranteed acceptance of your application (subject to very basic T&C)
• There is no credit check, which means you can get a card without worrying
about your credit history. You will need to provide 2 forms of ID;

1) Drivers Licence or Passport

2) Copy of a recent utility bill no more than 3 months old
(mobile phone bill is unacceptable).

• The prepaid mastercard is an ideal way to budget for yourself or help to
manage teenager and adult spending.
• You get an itemised breakdown (online) of what you have spent on the card.
You will be allocated a user/password to access your account online.
• With a prepaid card there is no chance of spending too much as you are
limited to the amount you put on your card.
• When you apply for the card you will have the option of choosing the base
currency of your card either British pounds/Euros/ or USD.
• You must be at least 18 years of age.