Equifax Experian Call Credit UK

Maintaining a good credit report

Multiple applications over very short period of time can, therefore, look very
suspicious to a prospective lender. So can having several dormant accounts
or lots of credit cards with, collectively, large amounts of credit available for
you to potentially go on a spending spree. Lenders may also interpret an abnormal
number of credit searches as evidence that you may have been a victim of fraud.

Tips for getting a healthy credit status report

Searches cannot go ahead without your agreement so when considering making
an application, make sure that you ask for a quotation rather than giving a
prospective lender permission to make a full search. A quotation does not normally
necessitate a search of your records and, if it does, it should show up only as a
quotation search, which will not affect your chances of being given credit in
the future.

You should, at any rate, regularly check your credit reference files yourself so
you can see what the searchers are seeing. It will also help you spot if anyone
is fraudulently using an old account or using your name to open new ones.
The main credit reference agencies are Experian and Equifax and you should
check them both if only to confirm that the information they hold on you is correct.

Experian

You have a statutory right to see your credit report, it will cost you about £2,
to order your personal credit report from Experian click here or write to them at;

Experian
Talbot House
Talbot Street
Nottingham
N0 1TH
United Kingdom

Please note, if you want to phone them to order your credit report.
Tel: 44 (0) 844 481 8000

For business or any other enquiries:
Tel: 44 (0) 115 941 0888

Equifax

To order your personal credit report from Equifax click here or write to them at;
Equifax Credit File Advice Centre
P.O. Box 1140
Bradford
BD1 5US

CallCredit

T o order your personal credit report from CallCredit click here or
write to them at;
CallCredit Limited
One Park Lane
Leeds
West Yorkshire
LS3 1EP

t. 0113 244 1555
f. 0113 234 0050
w. www.callcredit.co.uk | www.callcreditcheck.com

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