Check Your Credit File

What's on your credit File?

Credit reports include details of the electoral roll, court judgments, bankruptcies
your current and past credit commitments and whether you have missed or
defaulted on any payments over the last six years. What your credit file says
therefore, affects your ability to borrow money at reasonable interest rates or
even to borrow money at all. Your credit score is generally not available.
You can check your credit file and credit score free online.

There is no credit scoring check with a prepaid mastercard, all applications are
accepted and will be processed successfully if you provide us with a copy of
your ID, the fee and a utility bill (not mobile phone).

Experian

You have a statutory right to see your credit report, but not your credit score
it will cost you about £2, to order your personal credit report from Experian
click here or write to them at;

Experian
Talbot House
Talbot Street
Nottingham
N0 1TH
United Kingdom

Please note, if you want to phone them to order your credit report.
Tel: 44 (0) 844 481 8000

For business or any other enquiries:
Tel: 44 (0) 115 941 0888

Equifax

To order your personal credit report from Equifax click here or write to them at;
Equifax Credit File Advice Centre
P.O. Box 1140
Bradford
BD1 5US