Bad Credit History Credit Cards for people with CCJs

A poor credit rating or bad credit history can be caused by a number of reasons
including not paying your credit cards on time, un-authorised overdraft on your
bank account, default in car finance payments,CCJs, failure to pay household
bills, mortgage or rent arrears, current account loan defaults and even bankruptcy.
There are two main credit reference agencies In the UK that hold details on
your credit rating, Equifax and Experian. You have a statutory right to see your
credit report, it will cost you (currently) £2, To order your personal credit report
from Experian click here. To order your personal credit report from
Equifax click here.


Mastercard is ideal for those people who have unsuccessfully
applied for a credit card through the normal channels. We 100% guarantee to
accept your application for this prepaid credit card if you can provide a copy
of acceptable ID (valid drivers licence or passport), the fee of £9.95, and a
recent copy of a utility bill (not mobile phone bill, that is under 3 months old),
gas/electric/landline phone/water/community charge bills are all acceptable.

No Credit History Credit Cards

The prepaid credit card is ideal for those who have a bad credit history,
or county court judgments against them, are not on the electoral register
(contact your local council), or have a poor credit rating or perhaps have been
refused/rejected for a credit card on previous occasions, and want a bad
credit credit card. Apply here

If you have come to the United Kingdom from another country in order to work/live
you may not be able to establish normal banking & credit card facilities immediately.
The solution is to apply for the Mastercard, which can be used to have your
wages/salary paid direct to your card account, and then use your mastercard
to pay for shopping, as well as for goods and services online.

You can also have your wages/salary paid directly to the card. We can provide
you with the form that contains all the banking information in order for them to
be able to pay to your card account directly. We guarantee to accept your
application if you have suitable ID there is no credit check so you won’t be refused.
The prepaid credit card works like most other credit cards apart from the fact that it
is a prepaid card, You therefore need to top up/prepay money on to the card which
will be the amount of money available to you to spend.