PREPAID CREDIT CARDS

Prepaid cards are issued under Mastercard, Visa, Visa Electron and Maestro brands, they let you load cash on them and spend anywhere that credit and debit cards are accepted. As there is no credit score, this new type of plastic means those with no credit history, or a bad credit file, even the unbanked, kids, teenagers or those usually rejected by traditional credit card companies can now get the same discounts as everyone else when buying online, and at traditional high st retail shops.

The prepaid credit card works similar to debit cards, so the amount you deposit will be used as your credit line.The cardholder spends money deposited by himself or someone else, for example an employer or a parent. The main advantage of prepaid credit cards is the opportunity to max out your spending limit without accumulating debt or hurting your credit score. Once you have spent the funds you deposited you won't be able to make any more purchases via your prepaid mastercard unless you add more money to your card account.

It is very convenient if you tend to overspend, you won't incur charges that traditional credit cards apply. You load the prepaid credit card with cash, and use it to withdraw cash or make purchases. You can preload most cards at ATMs, pay point, over the internet, via text messaging or by phoning your provider (quoting your debit or credit card details). You can also buy and load cards at a variety of outlets such as the Post Office, high-street banks and other retailers.
You can apply for a card online instantly right now via prepaid credit cards UK.


More info / Apply	Prepaid Card	Max Balance	Application Fee	Monthly Fee	Transaction Fee	ATM

	APS Cashplus	£5,000	£9.95	0	£1.00	£2.00
	Cashplus is the market leader in the UK for prepaid cards. With no credit check and guaranteed acceptance of your application, this card is ideal for infrequent users. Top up for FREE by bank transfer, standing order, wages payment or at 14,500 locations including any UK Post Office® branch. Obtain additional Cards to send money to family members and friends in UK and overseas. The cashplus Gold card remains the only prepaid card on the UK market that automatically provides customers with purchase protection on goods and services purchased on the card. This is the same protection enjoyed by credit card customers, enforced under section 75 of the credit consumer act (CCA). The means that you will be protected in the event of a retailer going bankrupt, or goods not being received. Get one now! Have wages/salary paid direct to your card Withdraw cash from ATM machines world-wide Option of additional cards for spouse & family members Card to card cash transfers - visa or mastercard

	Splash Plastic	£3,500	£5.00	0	2.5%	£1.50
	Splash Plastic is the UK's first and original re-loadable Chip & PIN prepaid Maestro® debit and MasterCard. You must be over 14 yrs of age to obtain this card (without parental consent) which gives you complete control over your money and how you spend it - along with the freedom to buy securely online. Top up at post offices and Pay-point. Maestro does not have the same level of acceptance as MasterCard. Splash Plastic’s Maestro badge means that you are not charged to load funds back onto the card from gambling and gaming websites. Those with bad credit and bankrupt individuals are accepted. Check balances by sms text messages or online Pay for goods & services online/high st/phone/mail order No late payment fees or APR interest charges Guaranteed acceptance of your application

	Optimum	£5,000	£9.95	Free/£4.95	£2.95	£1.50
	The Optimum Prepaid Pay Monthly card is for users who are planning to use the card on a regular basis. *Optimum offers you the chance to choose between Pay as You Go or a Pay Monthly account at £4.95 where all transactions are free! Chip and pin mastercard. Free top ups, free online account facility, free money transfers, extra cards for family and friends. Those with bad credit and bankrupt individuals are accepted. No credit check No bank account required No proof of income needed Reload top up at post offices, pay-point, banks

	Bread Mastercard	£3,500	£10	0	2%	£1.50
	The Bread prepaid Maestro card is a flexible ‘pay-as-you-go’ debit Maestro® card. It can be used at over 9 million retail outlets worldwide: Reload card for FREE at over 14,000 Post Offices around the UK. Cashback site, and you earn money by shopping at over 1000 leading UK online shops including Currys, Tesco etc. up to 10% cashback at over 900 online shops. Can be loaded for FREE at Post Offices or by bank transfer. FREE SMS balance checking service also. Those with bad credit and bankrupt individuals are accepted. Cheap way to transfer money abroad All cards are chip and pin enabled – pay as you go All cards are personalised with card-holders name Cant go overdrawn – stay out of debt

	Internet Banking No Credit Check	£5,000	£30	£12.50	0	£0.15
	A guaranteed basic bank account with No Hidden charges plus the convenience of a MasterCard. An account manager and secure internet banking is offered. No bank charges, no overdraft fees. Employed, Self employed & unemployed all welcome. No credit check required. Hold up to £5k on your mastercard, and up to £25k in your billing account. You can’t go overdrawn. Pay in at post offices or Nat west bank. Get one now! New to the UK and need a bank account without credit checks? Use your mastercard online – not linked to any bank account Obtain extra cards to cover expenses & payments for employees and business associates. Those with bad credit and bankrupt individuals are accepted

	Tuxedo Prepaid Card	£3,000	£9.95	£4.99	0	£0.50
	The Tuxedo eccount and MasterCard® Prepaid Card is designed to give you maximum visibility and control over your money, the Tuxedo eccount makes managing your finances easier than ever. Simply Top-up as you go and enjoy the freedom to spend, share receive and withdraw money in the UK and worldwide.