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PREPAID CREDIT CARDS
Prepaid cards are issued under Mastercard, Visa, Visa Electron and Maestro brands,
they let you load cash on them and spend anywhere that credit and debit cards are accepted. As there is no credit score, this new type of plastic
means those with no credit history, or a bad credit file, even the unbanked, kids, teenagers or those usually rejected by traditional credit card
companies can now get the same discounts as everyone else when buying online, and at traditional high st retail shops.
The prepaid credit card works similar to debit cards, so the amount you deposit will be used as your credit line.The cardholder spends money
deposited by himself or someone else, for example an employer or a parent. The main advantage of prepaid credit cards is the opportunity to max
out your spending limit without accumulating debt or hurting your credit score. Once you have spent the funds you deposited you won't be able
to make any more purchases via your prepaid mastercard unless you add more money to your card account.
It is very convenient if you tend to overspend, you won't incur charges that traditional credit cards apply. You load the prepaid credit card
with cash, and use it to withdraw cash or make purchases. You can preload most cards at ATMs, pay point, over the internet, via text messaging
or by phoning your provider (quoting your debit or credit card details). You can also buy and load cards at a variety of outlets such as the
Post Office, high-street banks and other retailers.
You
can apply for a card online instantly right now via prepaid credit cards UK.
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info / Apply |
Prepaid Card |
Max Balance |
Application Fee |
Monthly Fee |
Transaction Fee |
ATM |
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Splash Plastic
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£3,500
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£5.00
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0
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2.5%
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£1.50
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Splash Plastic is the UK's first
and original re-loadable Chip & PIN prepaid Maestro® debit
and MasterCard. You must be over 14 yrs of age to obtain this
card (without parental consent) which gives you complete control
over your money and how you spend it - along with the freedom
to buy securely online.
Top up at post offices and Pay-point. Maestro does not have the
same level of acceptance as MasterCard. Splash Plastic’s Maestro
badge means that you are not charged to load funds back onto the
card from gambling and gaming websites. Those with bad credit
and bankrupt individuals are accepted.
Check balances by sms text messages or online
Pay for goods & services online/high st/phone/mail order
No late payment fees or APR interest charges
Guaranteed acceptance of your application |
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Optimum
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£5,000
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£9.95
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*Free/£4.95*
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£2.95
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£1.50
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The Optimum Prepaid Pay Monthly
card is for users who are planning to use the card on a regular
basis. *Optimum offers you the chance to choose between Pay as
You Go or a Pay Monthly account at £4.95 where all transactions
are free! Chip and pin mastercard. Free top ups, free online account
facility, free money transfers, extra cards for family and friends.
Those with bad credit and bankrupt individuals are accepted.
No credit check
No bank account required
No proof of income needed
Reload top up at post offices, pay-point, banks |
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Bread Mastercard
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£3,500
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£10
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0
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2%
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£1.50
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The Bread prepaid Maestro card
is a flexible ‘pay-as-you-go’ debit Maestro® card. It can
be used at over 9 million retail outlets worldwide: Reload card
for FREE at over 14,000 Post Offices around the UK. Cashback site,
and you earn money by shopping at over 1000 leading UK online
shops including Currys, Tesco etc. up to 10% cashback at over
900 online shops. Can be loaded for FREE at Post Offices or by
bank transfer. FREE SMS balance checking service also. Those with
bad credit and bankrupt individuals are accepted.
Cheap way to transfer money abroad
All cards are chip and pin enabled – pay as you go
All cards are personalised with card-holders name
Cant go overdrawn – stay out of debt |
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Internet Banking No Credit Check
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£5,000
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£30
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£12.50
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0
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£0.15
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A guaranteed basic bank account with No Hidden charges
plus the convenience of a MasterCard. An account manager and secure
internet banking is offered. No bank charges, no overdraft fees.
Employed, Self employed & unemployed all welcome. No credit
check required. Hold up to £5k on your mastercard, and up to
£25k in your billing account. You can’t go overdrawn. Pay in
at post offices or Nat west bank. Get one now!
New to the UK and need a bank account without
credit checks?
Use your mastercard online – not linked to any bank account
Obtain extra cards to cover expenses & payments for employees
and business associates.
Those with bad credit and bankrupt individuals are accepted |
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Tuxedo Prepaid Card
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£3,000
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£9.95
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£4.99
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0
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£0.50
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The Tuxedo eccount and MasterCard® Prepaid Card
is designed to give you maximum visibility and control over your
money, the Tuxedo eccount makes managing your finances easier
than ever. Simply Top-up as you go and enjoy the freedom to spend,
share receive and withdraw money in the UK and worldwide. |
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